Rates

Rates effective April 23, 2008

Term Deposits

30 Day Term - 1.75%
60 Day Term - 1.75%
90 Day Term - 1.80%

One Year Redeemable - 1.85%
One Year Non-redeemable - 1.90%

Money Market rates available upon request.

Registered Retirement Savings Plan

Variable - 0.50%
6 months - 2.150%
1 Year - 2.150%
2 Years - 2.425%

Savings Accounts

Plan 24 Savings - .25%
PiggyBank Savings - .25%

Personal Loans and Authorized Overdrafts

From Prime Plus 0% to Prime Plus 4%

Credit Union Prime Rate 4.75%

Mortgage Loans

1 Year Open - 9.10%
1 Year Closed - 5.40%
2 Year Closed - 5.40%
3 Year Closed - 5.40%